If you’re a business owner, you know how important it is to have professional-looking business cards. They serve as your introduction to potential clients and can leave a lasting impression. With Amazon.com, you can easily create and order business cards that are customized to your liking.
Amazon.com offers a wide variety of business card options to choose from, including pre-designed templates or the ability to upload your own design. You can choose from different card stocks, finishes, and sizes to make your cards stand out. Plus, with Amazon’s fast and reliable shipping, you can have your cards in your hands in no time.
One of the biggest benefits of ordering business cards from Amazon.com is the convenience factor. You can easily design and order your cards from the comfort of your own home or office. Plus, with Amazon’s competitive pricing, you can save money compared to traditional print shops. Whether you need a small batch of cards or a large order for your entire team, Amazon.com has you covered.
Understanding Amazon.com Business Cards
If you are a business owner, you know how important it is to have a reliable and convenient payment method for your business expenses. Amazon.com offers a range of business credit cards to help you manage your business purchases more efficiently. In this section, we will discuss the features and benefits of Amazon.com business cards.
Amazon Business and Amazon Business Prime
Amazon Business is a service that offers businesses access to millions of products on Amazon.com. With Amazon Business, you can create a free account and get exclusive business-only pricing, quantity discounts, and other benefits. Amazon Business Prime is a premium service that offers additional benefits, such as free two-day shipping, access to Prime Video and Music, and more.
Business Credit Cards
Amazon.com offers two business credit cards: the Amazon Business Prime American Express Card and the Amazon Business American Express Card. Both cards offer a variety of benefits, including no annual fee, rewards points, and purchase controls.
The Amazon Business Prime American Express Card offers additional benefits, such as 5% back or 90-day interest-free payment terms on Amazon Business purchases. The Amazon Business American Express Card offers 3% back or 60-day interest-free payment terms on Amazon Business purchases.
Rates and Fees
Both Amazon Business credit cards have no annual fee. However, the cards have different interest rates and fees. The Amazon Business Prime American Express Card has a variable APR of 14.24% – 22.24% and a balance transfer fee of 3% or $5, whichever is greater. The Amazon Business American Express Card has a variable APR of 14.24% – 22.24% and no balance transfer fee.
Purchase Controls and Spending Limits
Amazon Business credit cards offer purchase controls and spending limits to help you manage your business expenses. With purchase controls, you can set limits on how much your employees can spend and where they can make purchases. Spending limits allow you to set a maximum amount for your entire account or for individual employees.
Employee Cards
Amazon Business credit cards offer employee cards, which allow you to give your employees access to your account while still maintaining control over their spending. You can set spending limits for each employee card and track their purchases online.
Payment Terms, Billing Cycle, and Online Statements
Amazon Business credit cards offer flexible payment terms, allowing you to pay your balance in full or over time. You can choose to pay your balance in full each month or make minimum payments with interest. The billing cycle is the period of time between your statement dates. You can view your statements online and track your purchases and payments.
Credit Score and Decision
When you apply for an Amazon Business credit card, your credit score will be evaluated to determine your eligibility. If you have a good credit score, you are more likely to be approved for the card. The decision to approve or deny your application is based on several factors, including your credit score, income, and other financial information.
Reward System and Benefits
When it comes to business credit cards, rewards and benefits are essential factors to consider. The Amazon Business American Express Card offers a reward system that can benefit your business in many ways. Here are some of the benefits you can expect from the card:
Rewards Rate
The Amazon Business American Express Card offers a rewards rate of up to 3% on eligible purchases. You can earn 3% back on eligible U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market. You can earn 2% back on eligible U.S. purchases at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers. You can earn 1% back on other eligible purchases.
Welcome Bonus
The Amazon Business American Express Card offers a welcome bonus of a $100 Amazon.com gift card upon approval. You will receive the gift card within two business days after your account is approved.
Statement Credit and Cash Back
You can redeem your rewards for statement credits or cash back. Statement credits can be applied to your Amazon Business account balance, while cash back can be deposited into your bank account.
Redemption Options
You can redeem your rewards for a variety of options, including Amazon.com purchases, travel, gift cards, and more. You can also use your rewards to offset business expenses.
Rewards Potential
The rewards potential of the Amazon Business American Express Card is significant. If you spend $1,000 per month on eligible Amazon purchases, you can earn up to $360 in rewards per year.
Eligible Purchases
The Amazon Business American Express Card is designed for businesses that frequently purchase from Amazon.com and related businesses. Eligible purchases include Amazon.com purchases, Amazon Business purchases, AWS purchases, and Whole Foods Market purchases.
Eligible U.S. Purchases
The card also offers rewards on other eligible U.S. purchases. These include U.S. gas stations, U.S. restaurants, and wireless telephone services purchased directly from U.S. service providers.
Business Expenses
The Amazon Business American Express Card can help you manage your business expenses. You can use the card to pay for office supplies, travel expenses, and other business-related purchases.
Eligible Prime Membership
If you have an eligible Prime membership, you can earn even more rewards with the Amazon Business Prime American Express Card. The card offers a higher rewards rate on eligible Amazon purchases and other eligible purchases.
In summary, the Amazon Business American Express Card offers a competitive reward system that can benefit your business. With a high rewards rate, a welcome bonus, and flexible redemption options, the card can help you save money and manage your business expenses.
Additional Perks and Protection
When it comes to business credit cards, it’s important to consider not only the rewards and benefits but also the additional perks and protection that come with using the card. Here are some of the perks and protection offered by Amazon Business credit cards:
- Purchase Protection: If an item you purchase with your Amazon Business credit card is damaged or stolen within a certain timeframe, you may be eligible for reimbursement or replacement.
- Extended Warranty: Some Amazon Business credit cards offer extended warranty protection on eligible purchases, which can extend the manufacturer’s warranty by up to one year.
- Return Protection: If you buy an item with your Amazon Business credit card and the merchant won’t accept the return, you may be able to get a refund from the credit card issuer.
- Car Rental Insurance: Some Amazon Business credit cards offer car rental insurance, which can cover collision damage and theft of a rental car.
- Secondary Car Rental Insurance: If you have personal car insurance, some Amazon Business credit cards offer secondary car rental insurance, which can cover the deductible and other costs not covered by your personal insurance.
- Car Rental Loss and Damage Insurance: Some Amazon Business credit cards offer car rental loss and damage insurance, which can cover the cost of repairing or replacing a rental car if it’s damaged or stolen.
- Baggage Insurance: If your luggage is lost or stolen while traveling, some Amazon Business credit cards offer baggage insurance, which can reimburse you for the cost of the lost or stolen items.
- Extra Time: Some Amazon Business credit cards offer extended payment terms, which can give you extra time to pay for your purchases without incurring interest charges.
Keep in mind that the specific perks and protection offered by each Amazon Business credit card may vary, so be sure to read the terms and conditions carefully before applying.
Comparing with Other Business Credit Cards
When it comes to choosing a business credit card, there are many options available in the market. In this section, we will compare Amazon.com Business Cards with some of the other popular business credit cards to help you make an informed decision.
Business Advantage Customized Cash Rewards Mastercard
The Business Advantage Customized Cash Rewards Mastercard from Bank of America is a popular choice for small business owners. It offers 3% cash back on a category of your choice, 2% cash back on dining, and 1% cash back on all other purchases. However, it does come with an annual fee of $0-$99, depending on the card version.
Compared to Amazon.com Business Cards, the cashback rewards offered by the Business Advantage Customized Cash Rewards Mastercard may seem more attractive. However, Amazon.com Business Cards offer additional benefits such as access to Amazon Business Prime, which can help you save on shipping and gain access to exclusive deals.
Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express is another popular business credit card that offers 2x Membership Rewards points on the first $50,000 in purchases each year. It also comes with no annual fee, making it an attractive option for small business owners.
While the rewards offered by the Blue Business® Plus Credit Card from American Express may seem more lucrative, Amazon.com Business Cards offer additional benefits such as cashback rewards on Amazon purchases and access to Amazon Business Prime.
Ink Business Unlimited® Credit Card
The Ink Business Unlimited® Credit Card from Chase is another popular business credit card that offers unlimited 1.5% cashback rewards on all purchases. It also comes with no annual fee, making it an attractive option for small business owners.
Compared to Amazon.com Business Cards, the Ink Business Unlimited® Credit Card may seem less attractive in terms of rewards. However, it does offer additional benefits such as access to Chase Ultimate Rewards, which can be redeemed for travel, cashback, and other rewards.
Preferred Rewards for Business
If you are a Bank of America customer, you may be eligible for Preferred Rewards for Business. This program offers additional benefits such as cashback bonuses and waived fees on select banking services. However, it requires a minimum balance of $20,000 in Bank of America business deposit accounts.
Compared to Amazon.com Business Cards, Preferred Rewards for Business may seem less attractive in terms of rewards. However, it can be a good option for Bank of America customers who want to maximize their benefits.
In conclusion, when comparing Amazon.com Business Cards with other popular business credit cards, it is important to consider factors such as rewards, fees, and additional benefits. While some cards may offer more lucrative rewards, Amazon.com Business Cards offer unique benefits such as access to Amazon Business Prime, which can help you save on shipping and gain access to exclusive deals.
Oliver dives into graphic design, branding, and marketing with passion. Beyond pixels and paper, he’s into boxing, CrossFit, and all things fitness. Oliver’s writing reflects his expertise and dedication to staying on top of industry trends.